This document provides an overview, risk assessment, minimum security requirements and extended security guidelines for code-scanning payment in which the payer uses a mobile device to operate the payment transaction.

This document is applicable to cases where the payment code is used to initiate a mobile payment and presented by either the payer or the payee.

The following is excluded from the scope of this document:

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details of payer and payee onboarding;

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details of the supporting payment infrastructure, as described in 5.1.